Beth Lear · Independent Insurance Broker

I make insurance make sense.

I don't fit you into a plan. I find the plan that fits your life. Straight answers, personal guidance and no pressure.

MedicareACA / MarketplacePrivate HealthLifeDisabilitySupplemental
Beth Lear, Independent Insurance Broker
Choose what you need

Insurance help without the alphabet soup.

Browse on your own when you want to, or schedule time with me when you'd rather have a human help sort it out.

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ACA / Marketplace

Shop individual and family Marketplace plans using my agent-specific HealthSherpa link.

Shop ACA Plans
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Protect the Gaps

Explore accident, hospitalization, cancer/critical illness, dental and vision coverage that may help protect against expenses your major medical plan doesn't fully absorb.

Explore Supplemental Coverage
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Medicare

Medicare choices are personal. We'll review your doctors, prescriptions, priorities and available options together.

Schedule Medicare Help
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Life & Disability

Let's talk about protecting the people and income that matter to you, without turning the conversation into a sales pitch.

Talk With Beth
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My Coverage Snapshot

A simple way to keep your doctors, prescriptions and coverage priorities organized for annual reviews.

Coming Soon · Get Help Now
My promise
The facts.
The options.
Your decision.
✓ Independent
✓ Client first
✓ No pressure
✓ Help comparing doctors, prescriptions, benefits and budget
Beth Lear
Meet Beth

Your local insurance translator.

I'm Beth Lear, a longtime Seminole County resident and independent insurance broker. I help individuals and families navigate Medicare, ACA/Marketplace, private health and additional protection options with straightforward explanations and personal service.

No pressure. No pretending insurance is simple when it isn't. We'll look at what matters to you and make sense of the options together.

Already worked with me?

Your review helps neighbors find me. ⭐

If I've helped you with your insurance, I'd love to hear about your experience.

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